Auto Insurance
Auto Insurance Quote Forms
Looking for coverage? Click on the following link to submit a quote for quick, accurate and affordable rates.
Auto Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Auto Insurance Information
Auto insurance, or car insurance, is essential for car owners. Car accidents can be unpredictable and lead to high recovery or repair expenses. Auto insurance can reduce out-of-pocket costs after a covered accident. Selecting a policy may be challenging, which is why Legacy Insurance Services is here to help you through the process.
What Is Car Insurance?
Car insurance is among the most common insurance policies. It provides car owners with financial protection from accident-related costs and works like a contract. You pay an insurance premium to your coverage provider in exchange for financial assistance if a covered accident occurs. You may have to pay a deductible, an out-of-pocket cost you must pay before insurance can assist you.
What Does Car Insurance Cover?
Auto insurance varies among policyholders. Most policies include liability insurance, a mandatory option that insures you against bodily injuries and property damage. Additionally, standard auto insurance tends to include the following:
- Medical payments coverage
- Uninsured/underinsured motorist coverage
The agents at Legacy Insurance Services can help you learn more about customizing your policy to include your preferred coverage options.
Is Car Insurance Expensive?
Auto insurance rates can vary considerably among car owners. Your car model, claims history and location may be factors used by your insurance carrier to determine how much to charge you for a policy. A driver with a clean driving record and zero claims will often pay less for coverage than a driver who has filed multiple insurance claims because they are viewed as a higher risk.
How Do I Get Covered?
If you are a car owner near Colorado Springs or Denver, Colorado, the Legacy Insurance Services agents can help you learn about auto insurance to help you decide on sufficient coverage for you and your car.
For additional information, contact our agency today at 719-593-5814.
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