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Legacy Insurance Broker Blog

View the latest blog posts from Legacy Insurance Broker.

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Wednesday, May 17, 2023

Is Home Insurance Legally Required?

When you buy a home, you have to prepare yourself to spend a lot of money. First, there’s the cost to buy the home, which is likely one of the biggest costs you will ever make. Second, there’s all the money you’ll invest in property maintenance and upkeep over the years. READ MORE >>

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Wednesday, April 19, 2023

Boat Insurance for Your First Boat

The feel of the wind in your hair, the fact that you are far out into the water where no one can bother you and the fact that you get to enjoy your time the way you want makes boat ownership ideal. Yet, you are making a sizable investment into your new vessel. As such, you need to be sure you've taken every step to protect it. READ MORE >>

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Wednesday, March 29, 2023

How to Estimate the Value of Collectibles and Valuables

Home insurance provides financial protection in the case of loss or theft of your personal property. Policies like this have limits. If you have very valuable items, you need to estimate the value. Sometimes, insurers need you to verify the value of these items. Doing so helps protect these assets on your insurance policy. READ MORE >>

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Wednesday, January 25, 2023

5 Things You May Not Know About Renters Insurance

Many renters overlook buying renters insurance because they believe it to be an unneeded cost. However, here are five things to consider about renters insurance that you might not have been aware of before:  Landlord is not responsible: Your landlord is not responsible for the items that you have inside of your apartment. READ MORE >>

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Thursday, December 29, 2022

A Guide to Home Insurance for New Home Buyers

When buying a new home, there are many things to consider, such as the area you want to live and how close it is to places such as hospitals and schools. You also want to make sure your home is big enough to suit your family and affordable so that you have extra income beyond your mortgage and other bills. READ MORE >>

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Wednesday, November 30, 2022

How Many Coverages are Included in a Business Owners Policy?

No one business owners policy is the same because they are geared to cover specific businesses and their insurance needs. At its most basic, a business owners policy combines two types of insurance: general liability and commercial property. READ MORE >>

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Monday, October 31, 2022

The Benefits of Putting Multiple Cars on One Policy

Families usually have more than one car. All those vehicles need insurance coverage. Getting covered is not negotiable, and it will cost money. How can you make the process easier by simplifying your coverage? Let’s take a look at how a multi-car policy can benefit you and your family. READ MORE >>

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Thursday, September 29, 2022

How to Reduce Workers’ Comp Claims by Improving Ergonomics

Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>

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Thursday, August 18, 2022

4 Reasons You Should Get a Home Inspection Before Buying

One major milestone in your life is buying a home. To you, it may be your first reward for working so hard in life. With all the emotions surrounding a home purchase, it’s easy to miss steps that can cost you in the long run.  One commonly missed opportunity for buyers is a home inspection. READ MORE >>

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Tuesday, July 26, 2022

When is General Liability Insurance Required?

General liability insurance is commonly used by businesses across sizes and industries. If you are looking to insure your business, you may be surprised to find that general liability isn’t required by state or federal laws for most businesses in the U.S. This doesn’t mean you won’t need it, however. READ MORE >>

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